Many people give gift cards or gift cards because they do not know what to give someone on a special occasion or simply because they want to give the other person the freedom to choose at their convenience. Not only does Wal-Mart issue these types of multipurpose gifts, but also other stores such as Gift Card Mall, Gift CardsDirect, as well as many restaurants and stores, but a gift card can only be used in the establishments that issue them. While banks have entered this type of services and issue gift cards that are endorsed by American Express, MasterCard or Visa and that can be used in all places that accept them.
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How to activate gift cards?
Some gift cards come with an exact value, and others can be personalized through refills. If you received a gift card and you do not remember its balance, or perhaps you have never used it, you must first look at the establishment to which it belongs and enter their website.
In many cases, gift cards are disabled, and therefore will not be accepted as a payment method. To do this, you must make sure that the gift card was purchased directly in the store or online, in that way you will avoid being a victim of fraud.
Most have a decal on the outside that reads “Activate this card,” so you just need to read and follow the product instructions. Like cell phone cards, you must scratch on the back of the card to reveal a bar under a dark sticker, remember this is a safety belt to prevent use without being activated.
Call the number on the sticker or visit the URL indicated in the activation instructions, then you must indicate which establishment the product belongs to and state that you want to activate it. In some cases Gift Cards can be activated using a password or activation code that comes with the card.
How to check the balance of these cards?
Some establishments, such as Wal-Mart, require that you visit the website of the region where you are located and follow the instructions for creating an account so that you can later enjoy the company’s products; this includes Gift Cards.
They will usually require your name, email address, date of birth, and a valid password. Although it may seem like an unnecessary measure, remember that perhaps the company requires it to protect the safety of its customers.
You must enter the “Gift card” options and then “Check card balances”, everything usually appears in the actions menu of the website.
Enter your 16-digit card code and your four-digit identification key, which would be the case with Wal-Mart, however, keep in mind that these requirements may vary depending on the issuer. Then click on “Check card balance”
If you don’t have internet, you can call the customer service number that normally appears on the back of Gift Cards. During the call they will require information to help you, so keep everything you need close by.
Wal-Mart Nicaragua even allows its customers to verify their current balance with the cashier associates, so if you have a store of these close, you can take the opportunity and ask everything you need to know about the product.
Recommendations for efficient use of a gift card
Always keep in mind the current balance of your card, in such a way you can claim if you detect purchases without your authorization and you will not need to use your bank accounts in case your purchases exceed the balance limit.
Once you request the Gift Card, wait for the store clerk to call you about your purchase and give you the card. Some establishments deliver the activated product, however, ask the seller if the card does not require activation, which will mean that it can be used immediately.
Wal-Mart gift cards are valid for one year. Expiration will depend on the issuer’s regulations, and it is something you should investigate before buying these types of products. In many cases, the Gift Card will only expire if it is inactive for more than a year.
If you are interested in recharging your Gift Card, do so only at the issuing establishment or its official website. You must indicate the recharge amount and then cancel that required amount, that way you will keep money on the card.
You should always keep your receipts, since in some cases, the Gift Card identification number can be read on the purchase invoice. In the same way, you must keep it in case the card does not work correctly and if you buy the product for someone else, you must give it to them with the proof of purchase, thus avoiding problems in the future.
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How to check how much money is left on a Visa gift card
Macarena Cansino • 9 Dec 2019
The Visa gift card or Visa gift card has become the perfect replacement for Amazon gift cards. Not only are they one of the favorite options of parents and grandparents to give an attractive gift to their children and grandchildren, but they also give you the opportunity to use them in any store.
In fact, there are some compulsive shoppers who decide to gift themselves a Visa gift card to avoid falling into the temptation and overspending, especially during sales and holiday seasons such as Black Friday, Cyber Monday, or Christmas.
Keep reading: How to get cash for gift cards
But what is a Visa gift card?
Unlike prepaid cards – which are also a versatile way to gift money and can be reloaded with balance whenever you want – Visa gift cards can only receive funds once, which is when they are purchased or preloaded. Because they have a limited amount of funds for discretionary use, once the balance reaches zero, they can no longer be used.
In itself, the Visa gift card has an appearance similar to a common credit card, although – due to its operation – it is more like a debit card:
You have a card number that follows the world banking format.
It has a security number or code on the back of the card.
It has an expiration date printed in the same place as regular credit cards.
Unlike Amazon’s virtual gift cards, you can use your Visa gift card wherever you want, from your preferred online store to your neighborhood pharmacy. Some cards only work within the United States. To find out if your Visa gift card is valid internationally, check that it does not have the legend “Valid only in the United States” on the face of the card.
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Visa gift card – opening balance
The preloaded balance that a Visa gift card can have will depend on the card issuer. Some Visa gift cards have limits of USD $ 1,000 while others exceed it and, in some cases, do not even reach USD $ 500. Usually, the limit of Visa gift cards will depend on the format of the gift card.
Some are valid for use in a closed circuit, that is, in the issuer’s store. Others are also valid in stores affiliated with an establishment. And many of them are accepted in any store. You can verify if your Visa gift card is closed or open circuit by examining the design of the card. Limited gift cards typically feature the company name and logo.
Check the Visa gift balance step by step
You can check your Visa gift balance in two ways: through a phone call or, in some cases, online.
Free call to the card’s phone number
To check your Visa gift balance through a phone call, look for the phone number on the back of the card. This call will be completely free and the number was specifically designed to verify the balance of Visa gift cards.
Follow the system prompts. Remember to have the gift card on hand because they will ask for the number, the issue or expiration date and the security code.
Check Visa Gift Balance Online
Not all Visa gift cards allow this option. Verification of the remaining balance will depend on the card issuer. Below you will find a list of the issuers that have enabled -so far- the verification of the funds of the Visa gift cards online:
Visa Vanilla Gift Cards
Gift Card Mall
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Once you enter the official website of each of the issuers, the system will ask you for the card number, the expiration date (MM / YY) and the CVV, which is the security code on the back of the card. card.
What to do when the Visa gift card runs out of balance?
If you checked the Visa gift balance and notice that there is no money left, you can discard the card. Remember that, as it is a gift card and not a prepaid card, you will not be able to recharge it with more money.
However, if you have bought a mobile phone, a television or an appliance, you may prefer to keep it. If you need to return it due to factory defects, the store will ask you for the card you used to pay.
How to give a Visa gift card?
If you want to give a Visa gift card to a friend or relative, visit the official visa.com page. Here you will find a list of available Visa gift cards. You just have to click on “buy online” and follow the steps on the platform.